26-Nov-2016 written by : FSI-Team
*Ping* New Email Received from Coca Cola Company. It read: CONGRATULATIONS: YOU HAVE WON LOTTERY PRIZE FUND (£5,500,000.00). The naïve and honest young Abha Kumar thought it was nothing short of an answer to his prayers. Little did he know it was only a rip-off. He lost more than two lakhs in the hope of making much more in return.
The message in the mail was convincing but the truth is the amount was so captivating that it overpowered Kumar’s sense of reasoning. Who doesn’t nurture a tiny desire to get rich overnight? Wining a lottery is the easiest route to achieving it. You will be alarmed to learn that not just lottery mails, but scams such as “Facebook is trying to become the largest employer in India”, “Work in USA/ Canada”, “Get paid in dollars while you work from home”, or “Get an Apple iPhone for free” are a few more that have gained substantial power in the recent times.
A recent survey revealed that most Indians lose money in online scams. The same survey even termed Indians as “probably the most gullible lot on the planet”. Are we? Are we really that gullible and indolent as surveys have commonly labelled us? Well, if the global numbers on people falling victim to frauds are to be seen then maybe we are. It’s time we changed this perception about ourselves.
Often people are drawn to irresistible advertisements. Indians lose more money to e-frauds because they have a soft corner for the idea of making easy money. Given the unemployment figures, it is easy for fraudsters to lure on the promise of a job. It is also true that most people are not aware about the different types of scams and don’t know how to protect ones financial identity against such cons. Here are a few tips on how to stay safe when using the internet:
A quick look at a few numbers:
Whatever it is, it would be misleading to assume Indians are dumb. We are peace loving, honest and unsuspecting. We are one of the wisest of all races but only if we keep our heads over our shoulders when it comes to making easy money. So next time you read an email asking for your details cause you have won some huge amount, don’t let yourself go weak in the knees. Report it as junk and delete it.
Stay alert at all times. If you notice any additional untoward equipment attached to an ATM’s card reader then don’t use it. It could be a skimming device that steals card information which is then used to duplicate the card. Most importantly, talk to family members and friends and educate them against such frauds and do initiate your credit check regularly. Save one. Save all.